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Loan officers ask. The desk answers, with the page number.

A Non-QM education and community platform for loan originators, with an AI scenario desk that reads real investor guidelines and cites its sources.

LiveAltyverseEducation and community platform

Livealtyverse.com
A live Altyverse scenario page showing a loan officer's question and the desk's cited answer

The job.

Non-QM guidelines live in hundreds of pages of investor PDFs, and a wrong answer costs a deal. Altyverse needed one home for training, community and lender partners, plus a desk that answers scenario questions from the actual documents.

What we built.

  • The scenario desk

    Hybrid search across 24 guideline PDFs from 6 investors. Answers stay grounded in those documents, and each citation opens the source PDF at the right page.

  • The community

    Spaces, posts, real-time direct messages, a deal wall, member profiles and notifications, built natively so members never leave the platform.

  • The partner side

    Lender storefronts, an ad campaign manager and a partner console showing what loan officers are asking about.

  • The admin console

    Guideline upload and re-indexing, member management, an escalation queue and in-app handbooks for the team running it.

Livealtyverse.com
The Altyverse home page, with Non-QM loan programs orbiting the logo

Ask it a real question.

This answer comes from the public Altyverse scenario library. Each source is a real document and page.

Do investors calculate the DSCR ratio using the interest-only payment?

Desk: When a loan has an interest-only feature, DSCR is typically calculated using the actual IO payment rather than a fully amortizing payment. The exact treatment varies by investor, so confirm IO qualification for the specific DSCR tier.

Sources

NQM Funding, Selling Guide, NQM Flex, page 169. For members, this chip opens the source PDF at that page.

What's wired.

  • Public site > Member accounts
  • Guideline PDFs > AI scenario desk
  • AI scenario desk > Community
  • Community > Email digests
  • AI scenario desk > Partner console
Next build: LEERN

Tell us what isn't connected.

Send the mess as it is. You'll get a reply from a person within 24 hours.

Start a project Wire your system first
  1. 1.You send the planA few lines is plenty. A wired board is even better.
  2. 2.We talk for 30 minutesAbout the business, before anyone talks about the stack.
  3. 3.You get a written scopeWhat we would build, in what order, and what it takes.